Note: If married you may apply for a separate loan. If this is an application for a separate loan, no spousal information is requested except if you are married and reside in a community property state or if community property will be used to repay the loan. A non-applicant spouse in a community property state must indicate their full name and social security number.
* Alimony, child support or separate maintenance need not be disclosed unless you desire such income to be considered.
If a community property state resident, spouse must complete full name and social security number only if not a co-applicant.
You understand you do not have to buy insurance to get your loan approved. You are applying for the Credit Insurance marked and authorizing the Credit Union to add charges for insurance to your loan each month as they become due. You have the right to stop this authorization.
By entering your initials below, you certify that all information is accurate and complete, and both of you agree to be jointly and severally liable to repay any requested loan as required by the credit union. The credit union may verify this information from whichever sources it deems necessary (including credit reports) and may provide others with information regarding your credit history to the extent permitted by law. This application is, and shall remain, the property of the credit union.
Your share balances and deposits with the credit union are subject to a lien by the credit union to secure any loan or other obligation owed to the credit union.
Enter your initials above to verify you understand the terms listed here, and authorize SharePoint Credit Union to pull your Consumer Credit Report (at no cost to you).