Personal Banking

The EMV MasterCard® Debit card

The EMV MasterCard® Debit card ties into your SharePoint Checking account to automatically deduct the amount of your purchase, on the spot. SharePoint members enjoy using it free of charge for point of sale transactions, everywhere MasterCard is accepted.

Members can enjoy free access to their funds within our MoneyPass surcharge-free network of ATMs (outside networks may assess their own fees).

Members can also use their MasterCard Debit card to make purchases and request cash back using their Personal Identification Number (PIN) at participating merchants through the STAR Network.

Apply now for a SharePoint Checking account with an EMV MasterCard Debit card from SharePoint Credit Union, or call a Financial Service Representative at (952) 930-0700 or (800) 752-3494. Or, visit a branch to request instant issue debit card.

Lost or stolen card? Go here for help now.

MasterCard® SecureCode
MasterCard SecureCode is a new online security service to guard you against unauthorized use of your MasterCard Debit card while shopping online at participating merchants. This simple, hassle-free service costs nothing but adds security and peace of mind when you shop online.

Click here to register now for this FREE service for your SharePoint MasterCard Debit card.

NEW- FREE Debit Card Alerts: You choose which types of account alerts you want to receive, how you want to receive them. Whether by text message or email, Debit Card Alerts help protect you from fraud by putting you in control of your account information. Sign up for Debit Card Alerts today!

Interested in account disclosure information? To access the online Understanding Your Account Agreement which details the disclosures and detailed information pertaining to the Checking account and MasterCard Debit card go here.

Next Steps

Type Rate APY*
Regular Share Savings
$5.00 and above 0.100 0.100

Money Market (avg daily balance)
up to $4,999.99 0.100 0.100
$5,000 - $9,999.99 0.150 0.150
$25,000 - $49,999.99 0.199 0.200
$10,000 - $24,999.99 0.199 0.200
$50,000 and above 0.250 0.250

Free Checking 0.000 n/a
Advantage Checking † 0.100 0.100
Choice Plus Checking 0.100 0.100
Premier Rate Checking - On Going Rate 1.000 1.000
Premier Rate Checking - Introductory Rate 5.000 5.000
IRAs 0.399 0.400
*APY = Annual Percentage Yield and is subject to change.

† Not available for new members.


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