*APY = Annual Percentage Yield. All checking accounts are subject to approval. Rates declared quarterly. **5.00% APY Premier Rate Checking is only available to new SharePoint Checking account holders. Rate will adjust to competitive market rate on one year anniversary. Existing members with checking will get the competitive market rate, which is currently 1.00% APY. Interest paid on balances up to $2,500. ^APR= Annual Percentage Rate. .25% APR Loan Discount is only available on Vehicle loans which requires automatic payment AND an active SharePoint Checking account or Visa Credit Card. Cannot be combined with any other offer. šEligibility for RDC is subject to approval. Contact SharePoint for full product and service details. Federally insured by the NCUA. Rates and information effective as of 1/1/2015 and subject to change.