Personal Banking

Home Mortgage

Acquiring a new home is exciting as well as a little overwhelming. But as a SharePoint member, you can relax knowing we will help make the process simple and easy. Whether you are looking to purchase your first home, upgrade to your dream home or simply refinance, SharePoint has the Home Mortgage loan solutions designed to meet your needs.

We realize that buying a home, especially a first home, is a big financial and emotional step for our members to make. Let the Home Mortgage Specialists at SharePoint assist you with your entire home financing needs and help you find a low mortgage rate.

To learn more about SharePoint's home loan solutions, or begin the application process, simply contact one of our Home Mortgage Specialists at (952) 930-0700 or (800) 752-3494.

Questions? Want to Refi? INQUIRE HERE

Looking to apply online? Click here and you will be on your way home.

Interested in refinancing at a different rate? SharePoint's Rate Watch program will keep an eye on interest rates so you don't have to.

Mortgage Rate Watch

With our Mortgage Rate Watch program, we'll let you know when the mortgage rates are right for you. Click here to start.

First Mortgages may only be written in the 50 states throughout the U.S. Hazard Insurance required. FHA loans do not have mortgage origination fees. SharePoint NMLS# 527701

Next Steps

Type Term APR*
15 Year Fixed 3.744
30 Year Fixed 4.193

Freedom Mortgage
8 yrs or less 96 mo 3.500
9-12 yrs 144 mo 4.193

Home Equity
80% LTV 60 mo 3.990
100% LTV 60 mo 5.990
80% LTV 120 mo 4.490
100% LTV 120 mo 6.990
80% LTV 180 mo 5.250
100% LTV 180 mo 9.250

Variable Rate
80% LTV* 180 mo 4.500
90% LTV 180 mo 7.250
*Index: Prime + 2%

*APR = Annual Percentage Rate and is subject to change.


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SharePoint Credit Union - 5300 Hyland Greens Drive, Bloomington, MN 55437
NMLS #527701