¹APY = Annual Percentage Yield. All checking accounts are subject to approval. Rates declared quarterly. ² Rate will adjust to competitive market rate on one year anniversary. Existing Premier Rate Checking accountholders are not eligible for introductory rate. Interest paid on balances up to $5,000 thereafter will earn the savings rate, currently .10% APY. ³Eligibility for RDC is subject to approval. Contact SharePoint for more details. ⁴ APR= Annual Percentage Rate. Receive a .25% discount for automatic payment from an active SharePoint Checking account. ⁵ POS = Point of Sale transaction. ⁶ The Reserve Line’s APR is variable based on an index plus a margin of 6.75%. The current index being used is the Prime Rate as published by the Wall Street Journal. ⁷ A fee will be charged for each paper statement mailed to the member; this fee can be avoided by signing up for eStatements. SharePoint is an equal housing lender. Federally insured by the NCUA. Rates effective 4/9/2019 and subject to change without notice.