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Unlock the Power of Your Home

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Home Equity Line of Credit Special


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Unlock the potential of your home with SharePoint Credit Union's exclusive Home Equity Line of Credit Special. With our unbeatable introductory rate of just 4.99%¹ APR* for the first year, thereafter a variable rate of  8.50% APR* currently. Now is the perfect time to make your dreams a reality. And that's not all - we're offering a generous closing credit of up to $500** to help you save even more.

At SharePoint Credit Union, we understand the importance of providing flexible and affordable financing options to our valued members. Whether you're planning to remodel your kitchen, consolidate high-interest debt, or fund your child's education, our Home Equity Line of Credit Special is designed to meet your specific needs.


Whatever your financing needs, a SharePoint Home Equity Line of Credit (HELOC) offers you easy access to competitive funds with convenient payment options. Act now and you will benefit from an introductory rate of 4.99%¹ APR* for 12 months (Up to 80% LTV), thereafter, a low, variable rate, currently 8.50% APR* with a Closing Cost Credit up to $500**

Why choose SharePoint Credit Union for your home equity needs? Here's why:

  1. Competitive Introductory Rate: Take advantage of our introductory rate of just 4.99%¹ APR* for 12 months, thereafter, a variable rate, currently 8.50% APR*. This low rate allows you to maximize your savings and make the most of your investment.

  2. Closing Credit Up to $500**: We value your trust in us, and to show our appreciation, we're offering a closing credit of up to $500**  to be applied towards your loan costs at closing, not to exceed your total loan costs excluding appraisal fee. This credit will make the process even more affordable for you.

  3. Flexible Terms: We believe in providing tailored solutions to suit your unique circumstances. Our Home Equity Line of Credit offers flexible terms and repayment options, giving you the freedom to manage your finances on your terms.

  4. Quick and Easy Application Process: Applying for our Home Equity Line of Credit Special is a breeze. Our streamlined application process ensures that you receive a quick decision, so you can start making progress towards your goals without delay.

  5. Dedicated Personalized Service: As a member-centric credit union, we prioritize your satisfaction. Our team of dedicated financial experts is here to guide you every step of the way, answering your questions and providing personalized assistance to ensure you make the best decisions for your financial future.



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*APR= Annual Percentage Rate. ¹Introductory offer valid for new HELOCs only. Promotional rates available for HELOC’s under 80% Loan-To-Value. Promotional rate will be 4.99% for first 12 months and change to a variable rate thereafter to the effective Wall Street Journal Prime Rate, currently 8.50% APR. A HELOC will never go below 4.00% APR and will not exceed 18.00% APR and will never exceed the highest allowable rate for this type of agreement as determined by applicable state or federal law. A HELOC has a seven-year draw period with a ten-year repayment period. Property must be the primary residence. Home Equity Line of Credit loans may only be written for homes in MN and WI. Closing costs will vary based on loan amount, appraisal requirement, geographic location, and title examination findings. For loan amounts of $25,000 to $150,000, costs will typically range from $591 to $961 including an appraisal if one is required. **A credit up to $500 will be applied towards your loan costs at closing, not to exceed your total loan costs excluding appraisal fee. Property insurance required for Home Equity Loans and Credit Lines. Subject to credit approval and require income verification. Rates and terms are subject to change. Cannot be combined with any other offer. NMLS# 527701. Equal Housing Opportunity Lender. Contact a SharePoint Credit Union Representative for details. Offer ends 12/31/2023 and subject to change without notice. Must be eligible for membership.

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