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Home > Promotions > Auto Loan Gift Card Special


Now is a great time to purchase or refinance an auto. Rates are as low as 5.24% APR^ for up to 65 months.  

Plus open a auto or recreational loan with SharePoint Credit Union and you will receive a $75 Gas Gift Card*. Whether you are looking to purchase or refinance a new vehicle, boat, or camper; SPCU has some of the lowest interest rates around.

Apply Online and Enter Promo Code 50GAS **



SharePoint Credit Union Loans Feature:

Full Financing Available¹

SharePoint Credit Union offers full financing whether you are purchasing or refinancing a new or used vehicle. Check us out today for a solution that will fit your budget.

Protect Your Investment

Guaranteed Asset Protection (GAP) helps protect you against financial loss if your vehicle is stolen or declared a total loss. Mechanical Repair Coverage (MRC) can help cushion you and your family against sudden out of pocket expenses after your factory warranty expires.

Free Auto Buying Service

Dread the hassle of car shopping? If that’s you, take advantage of our free auto buying service and let someone else shop for you! Provide them with what you are looking for and sit back and relax while they do the work.

Up to 60 Days No Payments²

Enjoy the freedom of no payments for up to 60 days. Whether you enjoy time on the lake, a Cross country adventure or going off-road, we can help you make the most of your time.

Competitive Rate and Terms

As your local, trusted, not-for-profit member-owned financial cooperative, we're always looking to provide the best value for our members and the communities we serve. Unlike banks, we offer lower interest rates and flexible terms to our members because YOU OWN US!

Credit Life and Disability

Credit Life (CL) payment protection pays off your loan balance in the event of a terminal illness or death. Credit Disability (CD) payment protection to help make monthly loan payments while disabled.



^APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary based on credit history and age of vehicle. A down payment may be required. Rates include .25% discount for automatic payment. 5.24% auto rate is intended for new loans and not valid for the refinancing of existing SharePoint CU loans. An additional $10 fee will be charged at the time of the loan origination which will increase the final APR.

*Must qualify for membership. Loan must be new to SharePoint Credit Union. Excludes refinance of existing SharePoint CU loan. Minimum loan of $10,000 to receive gift card. Excludes Visa Credit Card, Reserve Line of Credit and all Home Equity and First Mortgage products. All loans subject to approval. Gift card is a $75 Holiday gas gift card. Gift card will be mailed to member within 60 days of loan closing. Member will be responsible for any related taxes or restrictions according MN laws. Promotion expires May 31st, 2023.

**Must use promo code 50GAS to receive $75 gas gift card.

¹Up to 110% NADA Retail Value including tax, title, warranties, GAP insurance, and license fees.

² Interest will continue to accrue. Timing of first payment will vary based on credit approved loan terms and cannot be subject to negative amortization. Apply in branch, over the phone, or online at

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