*APR=Annual Percentage Rate. Subject to approval and income verification. All posted rates are as low as and may vary, subject to your credit history. Additional loan rates and terms are available. Contact a SharePoint Credit Union Representative for details.
**As low as 3.99% APR is for a term up to eight years. Rates and terms subject to change. Maximum Loan-To-Value = 80%. SharePoint Credit Union must be in the first lien position. Property must be the primary residence or a non-investment vacation home located in MN or WI. Maximum term is 12 years. Closing costs will vary based on loan amount, appraisal requirement, geographic location, and title examination findings. For loan amounts of $25,000 to $150,000, costs will typically range from $375 to $1,300 including an appraisal if one is required.
Payment example assumes property is located in Hennepin County and the borrower has a credit score above 720: For an 8 year term with a balance of $75,000 at an interest rate of 3.99% the monthly payment schedule would be 95 monthly payments of $913.97 and 1 payment of $913.57. The corresponding APR is 4.073% with total closing costs of $851 including an appraisal. Sample payment does not include taxes and insurance. Property insurance required. Escrow account not available.