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Become Mortgage Free Faster

Quick Rates

Freedom Mortgage
NameTerm
Freedom Mortgage** 6.74% APR*
Home Equity Loan 6.74% APR*

ALL RATES  APPLY NOW

*APR = Annual Percentage Rate. Subject to approval. Rates are as low as; rates and terms may vary, based on credit history. Click "All Rates" for required disclosures.

current mortgage rates

Quick Rates

Freedom Mortgage
NameTerm
Freedom Mortgage** 6.74% APR*
Home Equity Loan 6.74% APR*

ALL RATES  APPLY NOW

*APR = Annual Percentage Rate. Subject to approval. Rates are as low as; rates and terms may vary, based on credit history. Click "All Rates" for required disclosures.

current mortgage rates

Home > Personal > Borrow Money > Freedom Mortgage | Minnesota

Freedom Mortgage

SharePoint's Freedom Mortgage loan is designed to help homeowners pay their home off faster. It is a smart solution for homeowners who have delayed refinancing their higher-rate mortgage due to the unknown closing costs typically associated with refinancing a mortgage.

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Freedom Mortgage Loans
Effective Date: Wednesday, November 29th, 2023
NameAPR as low as*Term
Freedom Mortgage (Eight years or less) 6.74% 96
Freedom Mortgage (9-12 years) 6.99% 144

*APR=Annual Percentage Rate. Subject to approval and income verification. All posted rates are as low as and may vary, subject to your credit history. Additional loan rates and terms are available. Contact a SharePoint Credit Union Representative for details.

**As low as 6.74% APR is for a term up to eight years. Rates and terms subject to change. Maximum Loan-To-Value = 80%. SharePoint Credit Union must be in the first lien position. Property must be the primary residence or a non-investment vacation home located in MN or WI. Maximum term is 12 years. Closing costs will vary based on loan amount, appraisal requirement, geographic location, and title examination findings. For loan amounts of $25,000 to $150,000, costs will typically range from $375 to $1,300 including an appraisal if one is required. Payment example assumes property is located in Hennepin County and the borrower has a credit score above 680:

Payment example: Borrow at 6.74 % for 8 years, $135.05 per $10,000.

Payment example: Borrow at 6.99% for 12 years, $102.78 per $10,000.  

Sample payment does not include taxes and insurance. Property insurance required. Escrow account not available.

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