7 Month Share Certificate Special
A Share Certificate from SharePoint Credit Union can help you get more out of your money. Don't miss out on this great offer! Open online or visit one of our branch locations.
Refinance your Auto Loan
Don't settle for a bad deal. Refinancing your auto loan can give you the financial flexibility you need. Whether you want to lower your interest rate, reduce your monthly payment or both, we've got you covered.
Home Equity Line of Credit
Unlock the potential of your home's equity with a Home Equity Line of Credit from SharePoint Credit Union. Take advantage of flexible financing and competitive rates to help fund your next big project, consolidate debt, or cover unexpected expenses.
Flex Certificate
It's back for a limited time! Open a flex certificate and enjoy the advantage of adding funds to your certificate anytime.
11 Month Certificate: 3.95% APY*
13 Month Certificate: 3.80% APY*
Youth Account
Open an All Star Youth Savings Account, and we’ll match up to $25¹ of the initial deposit! Help them build smart savings habits now so they can thrive later.
Refer a Friend
Earn up to $500²! New member that opens a checking account or qualifying loan will earn $50! Current members will receive $50 for each new eligible member referred! Promotional funds will be deposited to each eligible member within 60 days of account opening or loan closing.
Tools & Resources
*APY = Annual Percentage Yield. Dividends for Share Certificates are calculated on the average daily balance and paid quarterly. Rates are reviewed weekly and are subject to change without notice. ¹ Minimum required to open a Flex Share Certificate is $500. Maximum $250,000. 11-month certificate will earn dividend rate of 3.89%. 13-month certificate will earn dividend rate of 3.74%. Additional deposits allowed during term of loan up to the maximum certificate deposit amount allowed. At maturity, balance of the 11-month and 13-month certificate will automatically roll into a 12-month certificate at the current rate at that time. Does not qualify for IRAs. Rates are effective 10/1/25 subject to cancel at any time. Subject to change without notice. Cannot be combined with any other offers. Restrictions may apply. Can have multiple Flex Certificates not to exceed $500,000. Early Withdrawal Penalty: one year or less will equal 90 days of interest on the amount withdrawn subject to penalty, and over one year will equal 180 days of interest on the amount withdrawn subject to penalty. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI).
¹Federally insured by the NCUA. Minimum to open: $5. The Annual Percentage Yield (APY) for All-Star Accounts is 0.10% 1/1/2025. Rates subject to change. SharePoint CU will match up to $25 of the deposit made when the account is opened. Matched funds will be deposited into the account at the time of opening. Accounts closed within the first three months may forfeit matched funds. Must be 17 and under to be eligible for All-Star Accounts and eligible for Membership. All accounts are subject to approval. A minimum balance of $0.01 is required to earn APY. Offer ends 12/31/2025 and is subject to change without notice. The value of this bonus will be reported to the IRS. The recipient is responsible for any federal, state or local taxes on this offer. Offer valid for new members only. Contact a Team Member for further information about fees and terms.
²All accounts subject to approval. Existing member must be in good standing with the credit union and fill out Referral Form online to be eligible to receive reward. Referral must be eligible for membership. The existing member will receive $50 for each new SharePoint Credit Union member that opens an active checking account and/or qualified loan. New member will receive $50 with a new active checking account OR a qualifying loan. Checking account is considered active with five or more of the following transactions during their monthly statement cycle: debit card transactions, direct deposit, Bill Pay, automatic withdrawal, check, or cash deposit. Transactions less than $5, do not qualify as one of the five monthly transactions. One $50 reward per new member. This offer is eligible on all consumer checking accounts and consumer loans. Excludes home mortgages and savings accounts. Must be 18 years or older. Reward will be deposited into each eligible member’s savings account within 60 days of meeting the qualifications. Member is responsible for any related taxes according to MN laws. Employees are not eligible for reward. Offer effective 1/1/25- 12/31/25 and subject to change without notice. Other restrictions may apply. Federally insured by the NCUA.
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