Grow Your Money Muscle
Open a Flex Certificate and enjoy the flexibility of adding funds anytime. Share certificates are a great way to save for milestones such as a down payment, a new car, or a big trip, but a Flex Certificate gives you more control over how much you deposit and when. You’ll earn higher interest with lower risk, all while watching your savings grow.
13 Month Certificate
Looking for a little more of a stretch than our 11 month Flex Certificate? Add money anytime and earn 3.65% APY*.
Tools & Resources
*APY = Annual Percentage Yield. Dividends for Share Certificates are calculated on the average daily balance and paid quarterly. Rates are reviewed weekly and are subject to change without notice. ¹ Minimum required to open a Flex Share Certificate is $500. Maximum $250,000. 11-month certificate will earn dividend rate of 3.74%. 13-month certificate will earn dividend rate of 3.60%. Additional deposits allowed during term of loan up to the maximum certificate deposit amount allowed. At maturity, balance of the 11-month and 13-month certificate will automatically roll into a 12-month certificate at the current rate at that time. Does not qualify for IRAs. Rates are effective 10/1/25 subject to cancel at any time. Subject to change without notice. Cannot be combined with any other offers. Restrictions may apply. Can have multiple Flex Certificates not to exceed $500,000. Early Withdrawal Penalty: one year or less will equal 90 days of interest on the amount withdrawn subject to penalty, and over one year will equal 180 days of interest on the amount withdrawn subject to penalty. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI).
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