Achieve Your Goals with Savings Accounts & Certificates
At SharePoint Credit Union, we offer many ways for you to make your money go farther. Our Savings accounts, Share Certificates, and Money Market Accounts provide high dividend rates that empower you to grow your wealth. And because all our branches are local to the Twin Cities area, your money will be kept safe and close to home.
If you have any questions about opening a new account, let us know! We would be happy to help over the phone, via email or in person at one of our branches.
Be an Owner with a Share Savings Account
With a $5 minimum balance, you can open a Share Savings Account and start growing your wealth. But opening a Share Savings Account isn't just a secure way to store and grow money; it’s your first step in becoming a member of SharePoint Credit Union, a not-for-profit financial cooperative rooted in the Twin Cities community. As a member, you benefit from highly competitive rates, helpful tools and resources, and personalized solutions. Ask our staff how we can help you reach your financial goals.
Open an account
Secondary Savings Accounts
Easily reach your goals when you set up a secondary savings account to save for anything: a down payment on a home, a new car, the holidays, emergencies, wedding, a bike, a car, or the vacation you’ve been dreaming of. You can open up to seven secondary savings accounts and name each of them for your specific saving goal. Great for adults, kids and couples, secondary savings accounts are an easy way to budget and reach your goals!
Easily save for anything with an eSavings Account, featuring:
- Earn 3.00% APY up to $10,000 for 2 years^
- Automatically save with direct deposit with as little as $50/month^
- Save for a wedding, vacation, home, car, or emergencies
- ATM card with nationwide ATM network
- No penalties for withdrawals
| Type | Dividend Rate | APY* | Term |
|---|---|---|---|
| Primary Savings: $5.00 and Above | 0.09% | 0.10% | n/a |
| Secondary Savings | 0.09% | 0.10% | n/a |
| eSavings^ - Introductory Rate | 2.96% | 3.00% | 24 |
| eSavings^ - Ongoing Rate | 0.09% | 0.10% | n/a |
| IRA Savings | 0.39% | 0.40% | n/a |
| All Star Savings¹ | 0.09% | 0.10% | n/a |
*APY = Annual Percentage Yield. Dividends for Savings and IRAs are calculated on the daily balance and paid quarterly. Rates are subject to change without notice. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). ^APY = Annual Percentage Yield. Dividends are calculated on the daily balance and paid quarterly. Promotional rate of 3.00% APY will be offered for two years from the account opening date. After two years, the rate will convert to the going rate on the Secondary Savings, currently 0.10% APY. Balances above $10,000 will earn the going rate on the Secondary Savings, currently 0.10% APY. $50 minimum direct deposit per month. A $2 fee will be charged for each paper statement mailed to the member; this fee can be avoided by signing up for eStatements. Must enroll in online banking. If the monthly direct deposit is not met, a fee of $3.95 will be charged. Fees may reduce earnings. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). One account per member. Some restrictions may apply. Offer effective 4/1/2020 and subject to change without notice. Cannot be combined with other offers. ¹All Star Savings will convert to a Primary Savings upon members eighteenth birthday. | |||
Share Certificates
Another way to build your savings is with Share Certificates. With a Share Certificate, you choose an amount to invest and a term, then watch your money grow with a high dividend. Certificates are safe, high-yielding, and federally insured; the amount you invest and the term you choose determine your rate of return. They’re an easy, safe way to make your money work harder for you!
Restrictions may apply. Visit our Rates page for full details. Call us with any questions or apply now!
Call: (952) 930-0700 or (800) 752-3494
Earn Higher Yields On Your Money
With a Money Market Account from SharePoint Credit Union, you'll receive monthly dividends on your hard earned savings and enjoy easy access to your money. You can add or withdraw funds at any time, and your account is insured, giving you a flexible and safe way to grow your wealth.
| Name | Dividend Rate | APY* |
|---|---|---|
| Money Market - Daily balance up to $4,999.99 | 0.74% | 0.75% |
| Money Market - Daily balance of $5,000 - $24,999.99 | 0.74% | 0.75% |
| Money Market - Daily balance of $25,000 - $49,999.99 | 0.79% | 0.80% |
| Money Market - Daily balance of $50,000 - $99,999.99 | 0.79% | 0.80% |
| Money Market - Daily balance of $100,000 - $249,999.99 | 0.89% | 0.90% |
| Money Market - Daily balance $250,000 and over | 0.99% | 1.00% |
*APY = Annual Percentage Yield. Dividends for Money Market are calculated on the daily balance and paid monthly. Rates are subject to change without notice. Deposit accounts are insured up to $250,000 by the National Credit Union Association (NCUA) and an additional $250,000 through Excess Share Insurance (ESI). | ||
Contact Us
Highlights
Five Money Market Rate Tiers
Dividends Paid Monthly
No Maintenance Fees
Unlimited In-Person Transactions
Convenience Checks
Online Banking Access
Teller Line Connection (TLC) Access
Monthly Statements
Federally Insured by the NCUA
Additional Insurance through Excess Share Insurance (ESI) Corporation
