New & Used Auto Loans and Refinancing Services
SharePoint Credit Union has one of the best auto loan rates in the Twin Cities. Whether you're buying new, used, or refinancing your current auto loan, we can help you pay for your vehicle at a competitive rate. Members also benefit from flexible terms and a smooth application process.
If you have a pre-existing auto loan form another financial institution, you may be able to refinance your loan with a better rate and save money in the long term. To learn more about refinancing, contact our local staff or stop by one of our branches!
Let Us Beat Your Rate
Put us to the test! See how your current auto loan rate compares to what SharePoint Credit Union may be able to offer. If we can’t offer you a lower interest rate, you’ll walk away with $50¹.
Quick Rates
| Auto Loan | 4.74% |
| Recreational Loan | 6.74% |
*APR = Annual Percentage Rate. Subject to approval. Rates are as low as; rates and terms may vary, based on credit history. Click "All Rates" for required disclosures.
I Want to
Refinance a Vehicle
We Can Help You Lower Your Current Car Payment in No Time.
I would like help
Finding a Vehicle
Enjoy free car buying assistance with our Auto Buying Center.
Am Interested in
GAP Plus and Mechanical Repair Coverage
Protect your vehicle purchase investment. Learn more about these services below.
GAP Plus With Deductible Assistance
MECHANICAL REPAIR COVERAGE
Auto Calculator
How Much Car Can I Afford?
Use our calculator to estimate your vehicle budget before you start shopping.
I Am Interested in
Save on Insurance
Enjoy exclusive insurance discounts available as a SharePoint Credit Union member.
*APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a 0.25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint Credit Union loans. An additional $35 fee will be charged at the time of loan origination which will increase the final APR. Rates are subject to change without notice. Must be eligible for membership. 1Let Us Beat Your Rate Promotion is intended for refinance auto loans only. Available to new and existing SharePoint Credit Union members. Provide a loan statement showing your current auto loan rate. SharePoint Credit Union must be able to offer a lower rate than the qualifying rate provided. If SharePoint Credit Union cannot beat the qualifying rate, you will receive $50 within 60 days of application, if you are a SharePoint member the amount will be deposited into your SharePoint CU account. If you are not a SharePoint CU member, a check will be sent to the address on your application. Limit two $50 incentives per person. Offer applies for new or used vehicles 10 years old or newer. Loan approval, rates and terms are subject to credit approval and eligibility. Other restrictions may apply. Promotion ends December 31, 2026.
Inquire Now
Auto Buying Center
Whether you prefer to shop for your new vehicle yourself, or have someone shop for you, we have a solution!
Find Your Next Vehicle Using Auto Buying Service
We are proud to partner with Integrity Autosource, a local auto buyer that helps people find the best deal on their next new or used vehicle. This service is available to all SharePoint Credit Union members! Just let them know the type of vehicle you're looking for and your price range, and they will find an option for you. It's an easy, seamless way to buy your next vehicle.
Fill out the form below to contact Brett with Integrity Autosource to get started!
Highlights
Competitive Interest Rates
Full Financing Available
Skip-a-Pay Service Available
GAP and Mechanical Repair Coverage
Flexible Payment Options
No Pre-Payment Penalties
