SharePoint Credit Union is committed to digital inclusion; we strive to provide a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. If you run into any barriers, or have issues navigating our site, please contact us by phone at (952) 930-0700 or email us at memberservices@sharepointcu.com. We are here to assist you with your needs.

SharePoint Credit Union Go to main content
OPEN AN ACCOUNT

Mortgage Rates are dropping!

Learn more about refinancing today. 

Home > Personal > Borrow Money > Home Mortgages | Minnesota

Home Mortgages

Acquiring a new home is exciting!  Whether you are looking to purchase your first home, upgrade to your dream home, downsize or simply refinance, SharePoint has Mortgage loan solutions designed to meet your needs. Our Mortgage experts are here to help you through the entire process with helpful information, choices and solutions to meet your personal goals (and within your budget)!

Conventional Loans
NameRatesAPR as low as*Points
Conventional 15-Year Fixed^ 2.250% 2.365 0.00
Conventional 30-Year Fixed^ 3.000% 3.073 0.00

^Interest rates shown above are as of 11/30/2021 and are subject to change without notice. This is not a credit decision or a commitment to lend. Not all loan programs are available in all states for all loan amounts. The rates shown above are for a purchase of an existing single-family residence to be used as a primary residence with a loan amount of $150,000 located in Hennepin County and loan-to-value of 80%. The rate is based on a 45-day rate lock with a 740-credit score and an escrow account is required. Your loan’s interest rate will depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors. All loans subject to approval and must qualify for membership. APR = Annual Percentage Rate. Equal Housing Opportunity. NMLS #527701

  • Payment example: Assuming a 15 year mortgage with a balance of $150,000 at an interest rate of 2.250% the monthly payment would be $982.63.
  • Payment example: Assuming a 30 year mortgage with a balance of $150,000 at an interest rate of 3.000% the monthly payment would be $632.41.
  • If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

    I Want To

    Purchase a Home


    Home Loans Unique to You, Including:

    First-Time Home Buyers

    Downsizing

    Moving Up or Relocating

    Second Home or Cabin

    Apply Now

    I Want To

    Refinance a Mortgage


    Refinancing Solutions to Benefit You!

    Lower Your Rate

    Reduce Your Term

    Cash Out for Improvements

    Consolidate Debt

    Apply Now

    I Want To

    Find Discounts


    Realtor Discounts: SharePoint's offers a network of local realtors who offer exclusive member discounts.

    Learn More

    Home Insurance Discounts: Could you save hundreds on home insurance?

    Learn More

    I Want To Learn About

    Upcoming Free Home Seminars


    Learn from Experts on Topics Including:

    Buying Your First Home

    Realtor Tips on How to Downsize

    Top Fixes and Upgrades to Sell Your Home

    Veterans' Seminar

    Learn More

    I Want To

    Receive Rate Alerts or Have Questions


    Receive rate alerts to let you know when your desired rate is available.

    Sign up

    Fill out a short form to inquire about your mortgage options.

    Inquire Now

    I Want To Learn About

    Freedom Mortgage


    Local Underwriting & Servicing

    Competitive Closing Costs

    Quicker Turnaround Times

    Inquire Now

    Learn More

     

     

     

     

    Go to main navigation