SharePoint Credit Union is committed to digital inclusion; we strive to provide a website that is accessible to the widest possible audience in accordance with certain standards and guidelines. If you run into any barriers, or have issues navigating our site, please contact us by phone at (952) 930-0700 or email us at We are here to assist you with your needs.

Sharepoint Credit Union Go to main content

Mortgage Rates are dropping!

Learn more about refinancing today. 

Home > Personal > Borrow Money > Home Mortgages | Minnesota

Home Mortgages

Acquiring a new home is exciting!  Whether you are looking to purchase your first home, upgrade to your dream home, downsize or simply refinance, SharePoint has Mortgage loan solutions designed to meet your needs. Our Mortgage experts are here to help you through the entire process with helpful information, choices and solutions to meet your personal goals (and within your budget)!

Conventional Loans
NameRatesAPR as low as*Points
Conventional 15-Year Fixed^ 2.875% 2.992 0.00
Conventional 30-Year Fixed^ 3.250% 3.816 0.00
^Interest rates shown above are as of 10/21/2020 and are subject to change without notice.  This is not a credit decision or a commitment to lend.  Not all loan programs are available in all states for all loan amounts.  The rates shown above are for a purchase of an existing single family residence to be used as a primary residence with a loan amount of $150,000 located in Hennepin County and loan-to-value of 80%.  The rate is based on a 45 day rate lock with a 740 credit score and an escrow account is required.  Your loan’s interest rate will depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors.  APR = Annual Percentage Rate.
  • Payment example: Assuming a 15 year mortgage with a balance of $150,000 at an interest rate of 2.875% the monthly payment would be $1026.88. 
  • Payment example: Assuming a 30 year mortgage with a balance of $150,000 at an interest rate of 3.250% the monthly payment would be $694.67. 
  • If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

I Want To

Purchase a Home

Home Loans Unique to You, Including:

First-Time Home Buyers


Moving Up or Relocating

Second Home or Cabin

Apply Now

I Want To

Refinance a Mortgage

Refinancing Solutions to Benefit You!

Lower Your Rate

Reduce Your Term

Cash Out for Improvements

Consolidate Debt

Apply Now

I Want To

Find Realtor Discounts

Take advantage of SharePoint's network of local realtors who offer exclusive member discounts.

Learn More

I Want To Learn About

Upcoming Free Home Seminars

Learn from Experts on Topics Including:

Buying Your First Home

Realtor Tips on How to Downsize

Top Fixes and Upgrades to Sell Your Home

Veterans' Seminar

Learn More

I Want To

Receive Rate Alerts or Have Questions

Receive rate alerts to let you know when your desired rate is available.

Sign up

Fill out a short form to inquire about your mortgage options.

Inquire Now

I Want To Learn About

Freedom Mortgage

Local Underwriting & Servicing

Competitive Closing Costs

Quicker Turnaround Times

Inquire Now

Learn More

Go to main navigation