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Home > Personal > Borrow Money > Home Mortgages | Minnesota

Home Mortgages

Acquiring a new home is exciting!  Whether you are looking to purchase your first home, upgrade to your dream home, downsize or simply refinance, SharePoint has Mortgage loan solutions designed to meet your needs. Our Mortgage experts are here to help you through the entire process with helpful information, choices and solutions to meet your personal goals (and within your budget)!

Conventional Loans
NameRatesAPR as low as*Points
Conventional 15-Year Fixed^ 2.250% 2.365 0.00
Conventional 30-Year Fixed^ 3.000% 3.073 0.00

^Interest rates shown above are as of 11/30/2021 and are subject to change without notice. This is not a credit decision or a commitment to lend. Not all loan programs are available in all states for all loan amounts. The rates shown above are for a purchase of an existing single-family residence to be used as a primary residence with a loan amount of $150,000 located in Hennepin County and loan-to-value of 80%. The rate is based on a 45-day rate lock with a 740-credit score and an escrow account is required. Your loan’s interest rate will depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors. All loans subject to approval and must qualify for membership. APR = Annual Percentage Rate. Equal Housing Opportunity. NMLS #527701

  • Payment example: Assuming a 15 year mortgage with a balance of $150,000 at an interest rate of 2.250% the monthly payment would be $982.63.
  • Payment example: Assuming a 30 year mortgage with a balance of $150,000 at an interest rate of 3.000% the monthly payment would be $632.41.
  • If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

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    Purchase a Home

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    First-Time Home Buyers


    Moving Up or Relocating

    Second Home or Cabin

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    Refinance a Mortgage

    Refinancing Solutions to Benefit You!

    Lower Your Rate

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    Find Discounts

    Realtor Discounts: SharePoint's offers a network of local realtors who offer exclusive member discounts.

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    Home Insurance Discounts: Could you save hundreds on home insurance?

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    Upcoming Free Home Seminars

    Learn from Experts on Topics Including:

    Buying Your First Home

    Realtor Tips on How to Downsize

    Top Fixes and Upgrades to Sell Your Home

    Veterans' Seminar

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    Receive Rate Alerts or Have Questions

    Receive rate alerts to let you know when your desired rate is available.

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    Fill out a short form to inquire about your mortgage options.

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    Freedom Mortgage

    Local Underwriting & Servicing

    Competitive Closing Costs

    Quicker Turnaround Times

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