Supporting Your Business at Every Stage
Welcome to the SharePoint Credit Union business introduction page — your starting point for the tools, accounts, and lending options that help your business run smoothly and grow with confidence. Whether you are launching a new venture, managing day-to-day cash flow, or planning your next expansion, our business team is here to work alongside you.
Apply for a business account today
Meet the Business Team
Our business team takes time to understand your goals. From your first conversation to your next milestone, you will have a dedicated team that knows your business and can connect you with the right solutions. Reach us at business@sharepointcu.com.
Business Checking & Savings
Keep your business finances organized with accounts built for how you actually operate.
- Traditional Business Checking: No minimum balance and no monthly service fee. Open an account with a low initial deposit.
- Enhanced Business Checking: Maintain an average daily balance of $2,500 and earn interest on your funds — putting your idle cash to work.
- Business Savings: Start with as little as $5. A simple, secure place to set aside operating reserves or short-term goals.
- Business Money Market Account: A flexible savings option that offers tiered earnings potential — the more you save, the more you can earn. Ask our team about current rates.
Questions?
(952) 930-0700 or (800) 752-3494 or email: business@sharepointcu.com
Business Credit Cards
Our Business Visa® Credit Card gives small business owners a straightforward way to manage spending and track expenses — without the complexity of national card programs.
- No annual fee
- CURewards Program — earn points on everyday business purchases
- Free account alerts to help you monitor activity in real time
- Local, personal service with no hidden fees
* Subject to approval. For additional details see disclosure.
Please print a disclosure for the Business VISA Credit Card for your records.
Business Loans
Access the financing you need to move your business forward — whether that means covering short-term costs or funding long-term growth. We offer a full range of business lending options, including:
- Term Loans: Predictable, fixed repayment schedules for planned investments in your business.
- Working Capital Loans: Keep operations running smoothly during seasonal shifts or unexpected expenses.
- Equipment Financing: Acquire the tools and technology your business depends on without tying up cash reserves.
- Commercial Real Estate Loans: Purchase or refinance the property your business calls home.
- Reserve Line of Credit: A flexible credit line that protects your business checking account from overdrafts (non-sufficient funds fees) — easy to apply for and available when you need it.
Additional Business Services
- Merchant Card Processing: Accept credit and debit card payments from your customers with a reliable, locally supported processing solution.
- Remote Deposit: Deposit checks from your office without a trip to a branch — saving you time every week.
- Business Online Banking: Monitor balances, transfer funds, pay bills, and manage your accounts anytime, from any device.
- Investment Services: Work with our team to put long-term business assets to work through professionally guided investment options.
Highlights
Business Loans
Businees Credit Cards
Checking Accounts
Savings Accounts
Merchant Services
