Limited Time Offer
Open a Loan with SharePoint Credit Union and you'll receive a $75 Gas Gift Card*
We are giving you this limited time offer to say thank you for choosing SharePoint Credit Union for all of your finacnial needs.
Whether you want a new boat, need a new car, or you wish to borrow and save smarter, we can help you make the most of your time with a SharePoint loan! When you finance a loan with SharePoint Credit Union, you will benefit from value, convenience, and exceptional personal service!
Apply Today and Enter Promo Code 50GAS**
Apply Now
| Auto Loans | |||
| Effective Date: Friday, June 2nd, 2023 | |||
| Auto Year | Term (up to) | APR as low as* | Payment per $1,000 |
| 2014 and newer | 36 months | 5.49% | |
| 65 months | 5.49% | ||
| 72 months | 5.99% | ||
| 2013 or older | 36 months | 5.99% | |
| 48 months | 5.99% | ||
*APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. 5.49% auto rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. 5.49% auto loan is up to 65 month. An additional $10 fee will be charged at the time of loan origination which will increase the final APR. A $20,000 loan at 5.49% would be 65 payments of $356.58 with a corresponding APR of 5.509%. Rates are subject to change without notice. ^Interest will continue to accrue. Timing of first payment will vary based on credit approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details. Learn more about current Special Offers.
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| Recreational Loans | |||
| Effective Date: Friday, June 2nd, 2023 | |||
| Rec. Year | Term (up to) | APR as low as* | Payment per $1,000 |
| 2014 and newer | 36 months | 6.24% | |
| 60 months | 6.24% | ||
| 120 months | 6.74% | ||
| 180 months | 7.24% | ||
| 2013 or older | 36 months | 6.74% | |
| 48 months | 6.74% | ||
*APR = Annual Percentage Rate. Rates are as low as and subject to approval. Rates may vary, based on credit history, loan term and age of collateral. A down payment may be required. Rates include a .25% discount for automatic payment. 6.24% Recreational rate is intended for new loans and is not valid for the refinancing of existing SharePoint loans. 6.24% Recreational Loan rate is up to 60 months. An additional $10 fee will be charged at the time of loan origination which will increase the final APR. A $20,000 loan at 6.24% would be 60 payments of $389.09 with a corresponding APR of 6.261%. Rates are subject to change without notice. ^Interest will continue to accrue. Timing of first payment will vary based on approved loan terms and cannot be subject to negative amortization. Contact a SharePoint Representative for full details. Learn more about current Special Offers.
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| Personal Loans | ||
| Effective Date: Friday, June 2nd, 2023 | ||
| Type | APR as low as | Term |
| Savings Secured Loan* | Deposit rate plus 2.0% | 60 |
| Unsecured (No Collateral)* | 9.90% | 60 |
| Reserve Line of Credit* | 15.00% - Variable Rate | |
*APR = Annual Percentage Rate. Subject to approval. All posted rates are as low as and may vary, based on your credit history. Additional loan rates and terms are available. The Reserve Line’s APR is variable based on an index plus a margin of 6.75%. The current index being used is the Prime Rate as published by the Wall Street Journal. Contact a SharePoint Representative for full details. | ||
*Must qualify for membership. Loan must be new to SharePoint Credit Union. Excludes refinance of existing SharePoint CU loan. Minimum loan of $10,000 to receive gift card. Excludes Visa Credit Card, Reserve Line of Credit and all Home Equity and First Mortgage products. Apply in branch, over the phone, or online at https://forms.fivision.com/sharepointcu/oa. Gift card is a $75 Holiday gas gift card. Gift card will be mailed to member within 60 days of loan closing. Member will be responsible for any related taxes or restrictions according MN laws. Promotion expires April 30th, 2023. **Must use promo code to receive $75 gas gift card.
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