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Home Equity Loan and Line of Credit

Quick Rates

Home Equity
NameTerm
HE Loan 6.74% APY*
HELOC- Variable 8.50% (Current Prime Rate 8.50%) APR*
Freedom Mortgage 6.99% APR*

ALL RATES  APPLY NOW

*APR = Annual Percentage Rate. Subject to approval. Rates are as low as; rates and terms may vary, based on credit history. Click "All Rates" for required disclosures.

Quick Rates

Home Equity
NameTerm
HE Loan 6.74% APY*
HELOC- Variable 8.50% (Current Prime Rate 8.50%) APR*
Freedom Mortgage 6.99% APR*

ALL RATES  APPLY NOW

*APR = Annual Percentage Rate. Subject to approval. Rates are as low as; rates and terms may vary, based on credit history. Click "All Rates" for required disclosures.

Home > Personal > Borrow Money > Home Equity Loans | Minnesota

Unlock Your Home's Potential: Up to $500 off Closing Costs on HELOCs!

Transform your dreams into reality with a flexible Home Equity Line of Credit from SharePoint Credit Union.

 

Turn your home equity into cash! Our HELOC gives you the freedom to access the funds you need for anything from home improvements and debt consolidation to that dream vacation.

SharePoint offers a variety of loan solutions for homeowners to make repairs, upgrades, additions or even use their equity to finance larger purchases, consolidate debt or finance an education. SharePoint’s solutions are unique, all offering great rates, flexible terms and convenient access to the funds you need to accomplish your dreams and goals.

Why Choose SharePoint CU's HELOC?

  • Save up to $500 on Closing Costs: Limited time offer!
  • Competitive Rates & Flexible Terms: Get a loan that fits your budget and goals.
  • Convenient Access to Funds: Get the money when you need it.
  • Consolidate Debt: Pay off high-interest debts and save money each month.
  • Finance Big Purchases: Make that dream renovation a reality.

HELOC vs. Home Equity Loan? We can Help!

Not sure which loan option is right for you? Our loan specialists are here to answer your questions and guide you towards the perfect solution.

Ready to Get Started?

Apply online in minutes or visit a branch today!

Apply Now 

Still have questions? Call us at (952) 930-0700.

Don't miss out! This limited-time offer on closing costs ends soon.

 

Home Equity Loan: Fixed Rate

 

Popular for Fixed Cost Projects

Lump Sum of Money for Immediate Use

Fixed Interest Rate, Equal Monthly Payments

 

Apply Now 

 

Home Equity Line of Credit: Variable Rate

 

Payments Vary, Base on Amount Borrowed, Indexed

Access Funds as Needed

Convenient for Ongoing Access or for Emergencies

 

Apply Now 

 

 

 

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$500 off Closing Cost Special Disclosure

A credit up to $500 will be applied towards your loan costs at closing, not to exceed your total loan closing costs excluding the appraisal fee. Closing costs will vary based on loan amount, appraisal requirement, geographic location, and title examination findings. For loan amounts of $25,000 to $150,000, costs will typically range from $363 to $1121 including an appraisal if one is required. Property must be the primary residence. Home Equity Line of Credit loans may only be written for homes in MN and WI. Property insurance required for Home Equity Credit Lines. Subject to credit approval and require income verification. Terms are subject to change. Cannot be combined with any other offer. HELOC must close within 60 days of application date to receive offer. Must be eligible for membership.

NMLS# 527701. Equal Housing Opportunity Lender. Contact a SharePoint Credit Union Representative for details. Offer ends 07/31/2024 and subject to change without notice.

 

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